This assumption can be regarded as fundamentally unrealistic. The more it is wrong to eject on the basis of the conclusions about the relationship between values in different years, scams. It is also clear that if take the ratio of 25% in the extortion claims payments broken down into different classes, it would appear that invariably taken from the base year is the biggest scams in motor insurance. However, drawing such conclusions is methodologically justified, this does not mean the same, that this situation is not true - but this is due to other conditions. According to Professor. E. kalibrowarka the College of Insurance and Banking in Warsaw around 15-25% of the total compensation of non-life insurance companies extort from dishonest clients. By contrast, the Insurance Ombudsman, S. Rogowski believes that in Poland the level of insurance fraud scams, or determined from 25 to 30% of the total value of payments on claims in Chapter II (non-life insurance and personal).
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